Accuracy differences are smaller than expected
All three reproduced the conclusions section above 85%. The gaps show up on proper nouns and names.
Action-item extraction is the real divide
A tool that separates who does what by when saves far more time than one that writes prettier minutes.

Interruption cost is badly underestimated
Tools that need you to hit record manually, or pop a confirmation mid-call, see real adoption cut roughly in half.
Compliance: settle the recording notice first
Cross-state and cross-border meetings carry notification duties. No tool substitutes for that process.

Tools in this playbook
GranolaMeeting notes that merge your own jottings with a transcript, without joining the call.
FathomThe most generous free tier among AI meeting notetakers.
FellowPre-meeting agendas, live notes and follow-ups strung into one line.
Based on a real rollout; product behaviour reflects the version at publication. Tell us if something has changed.